Financial Help for Purchasing a Used Wheelchair Accessible Vehicle

• Introduction: There are many disabled people that opt for the Motability Scheme for a vehicle. But for some they are not eligible, so will have to source funds to buy one themselves. The only options available to our customers here at Mobility Disabled is finance or outright purchase. Unfortunately, we are not part of Motability so if you are looking for a wheelchair accessible vehicle through the scheme we cannot help.

• Charity: There are some charities that are able to help, so if you have particular condition and are receiving support from a charity they may be able to assist you with some funds towards to the cost of a vehicle or may know of some other organisation that can help

• Disability Groups: Scope, MS Society or Muscular Distrophy support groups (or similar ones) are great at providing resources that help help fund the purchase of a wheelchair access vehicle

• Loans: Bank loans are a generally a cheaper alternative to car or van vehicle finance. If you have a good relationship with your bank or have a good credit rating it may be worth looking at a personal loan to finance a vehicle.

• Fundraising and Crowdfunding: Nowadays with internet access there is the possibility of crowdfunding and other fundraising endeavours available to you.

• Libraries: Knowing that many libraries have been closed or merged in some areas might mean checking where and when your local one is open, but, they are full of information. They should be able to help with finding your local Round Table, Rotary Club, Lions Club or similar. The organisations are fundraising constantly and donate to individuals and their local area so it might be worth trying them for assistance with purchasing a wheelchair accessible vehicle.

• Benefits: Make sure that you are in receipt of all the benefits and government financial support that you are entitled to. Some charities/disability groups have advisors that can help but also Citizens Advice are also really good. Finance companies will also take into account benefits that you are receiving if you pursue a finance application.

• The Family Fund: Any family that has a disabled or seriously ill child or young adult and living on a low income can apply for a wide range of grant for various sites. You can visit The Family Fund here.

• Conclusion: It is vital that you explore all options on how to fund and subsequently purchase a used wheelchair accessible vehicle. Chat to family and friends, your bank, look at vehicle finance or help from a registered charity and take time to ensure you are choosing the best option.